Buy a Home

We're making the American Dream a reality one home at a time.

Whether your first home is a loft in the city or a cottage in the country, Sierra Pacific Mortgage wants to help make your American Dream come true. Start the home buying process with us. We'll find you the best loan tailored to your financial needs.

First Time Homebuyers

If you've had it with renting an apartment or sharing a home with a roommate, then maybe it's time to consider purchasing your first home. Our team is here to help you.

"We’re making the American Dream a reality, one home at a time."

Learn the basics of the homebuying process.

Budget for a Home

If buying a home is your priority, it's time to buckle down on your budget. Nothing is more important than organizing your finances before you sign on the dotted line.

"If buying a home is your priority, it's time to buckle down on your budget."

You don't need a degree in accounting to make the planning process work in your favor. Ultimately, it's a matter of creating a simple budget.

Know Your Credit Score

Whether you know your credit score number or not—and whether it's high or low—your credit report is going to impact what kind of loan and mortgage rate you're able to get.

"You are not just a number."

A credit score is as individual as a person. Talk to a professional when it comes to understanding what your credit score means to the home buying process.

Loan Process

At a glance, the loan process may seem complicated. The good news for you is that we make your involvement as simple as we can.

"Simple steps to owning your home."

With the assistance of one of our loan officers, you can get prequalified and start shopping for your dream home. 

Loan Programs

There are an infinite number of loan types out there so it's important to understand the basics of each of them.

"Your loan is part of your financial future."

Our loan officers are here to assist you in selecting the right mortgage solution for both your short term and long term financial goals.

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