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Web Accessibility Statement

Good faith efforts have been made to ensure that our site complies with Federal and New York state standards on website accessibility and with Web Content Accessibility Guidelines 2.0, set forth by the World Wide Web Consortium to the best of our technical ability. If you are unable to access any pages on our site, please contact us toll free at 800-447-3386 or compliance@spmc.com with information on the portions of the website that are inaccessible to you. Please provide your name, telephone number, and email address so that we may contact you to provide our information in another format.

  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386

Sierra Pacific Mortgage

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Expert loan officers with a personal touch

Whether you're buying a new home, refinancing an existing loan, or consolidating debt, our loan officers have just one goal: to understand your needs and make the mortgage process as simple, fast, and easy as possible.

Every step of the way, you'll be treated with the perfect combination of personal attention and professionalism.

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Plenty of options...Take advantage

Home loans aren't a one-size-fits-all situation, so working with Sierra Pacific Mortgage gives you access to the options that best fit your needs today and in the future.

Plus, you can always count on competitive rates that save you time and money—since we underwrite, process, and fund our own loans.

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Start your home loan...Today

In addition to competitive mortgage rates, you deserve a clear process and prompt answers to your questions. Our team starts with an in-depth understanding of your immediate financial needs and long-term goals. 

We are here to assist you through the process with timely communication from application to loan closing.

Important information about the coronavirus. Learn more >

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Strength, Stability & Service

Any successful business or individual is built upon a solid foundation—for us, we refer to it as ONE Sierra. Within our organization, we’ve been very intentional about defining our pillars of success and holding ourselves accountable to living these values every minute of every day. From the moment you start an application to the day your loan closes, you can depend on Sierra Pacific Mortgage to be on your side.
 
We pride ourselves on unparalleled service, both in our lending practices and community engagement. Through our Charitable Outreach Program, we support dozens of local and national charities through company-sponsored volunteer hours. We’ve also partnered with the Arbor Day Foundation to launch our Earth Day, Every Day initiative. For the remainder of 2021, Sierra Pacific Mortgage is committed to planting one tree for every single loan closed in support of reforestation in communities affected by natural disasters.
 
Sierra Pacific’s roots run deep in the mortgage lending community, and year-over-year, our employees and customers attest that we have a strong, reliable company culture. We care for each other and our customers by assessing their unique financial situation and career aspirations to tailor their overall experience with our team. For more than three decades we’ve made your goals our own, and we’ll make it a priority to help you achieve your dreams. Whether it’s buying your first home, building a career worth waiting for, or retiring in style—we’re here to help!

Ready, Set…Go! The Sierra Pacific Mobile App, SPM GO! is Now Available.

Sierra Pacific announces the launch of The Sierra Pacific Mortgage app - SPM GO! – a digital platform that puts consumers in charge of their home loan application process. The app is designed for speed, simplicity, and transparency without sacrificing security.

With SPM GO! you will be able to complete a loan application on your mobile devices through an app for Apple or Android. We do the hard work. Your part is easy.