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Good faith efforts have been made to ensure that our site complies with Federal and New York state standards on website accessibility and with Web Content Accessibility Guidelines 2.0, set forth by the World Wide Web Consortium to the best of our technical ability. If you are unable to access any pages on our site, please contact us toll free at 800-447-3386 or with information on the portions of the website that are inaccessible to you. Please provide your name, telephone number, and email address so that we may contact you to provide our information in another format.

  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386

Sierra Pacific Mortgage

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Expert loan officers with a personal touch

Whether you're buying a new home, refinancing an existing loan, or consolidating debt, our loan officers have just one goal: to understand your needs and make the mortgage process as simple, fast, and easy as possible.

Every step of the way, you'll be treated with the perfect combination of personal attention and professionalism.

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Plenty of options...Take advantage

Home loans aren't a one-size-fits-all situation, so working with Sierra Pacific Mortgage gives you access to the options that best fit your needs today and in the future.

Plus, you can always count on competitive rates that save you time and money—since we underwrite, process, and fund our own loans.

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Start your home loan...Today

In addition to the best mortgage rates, you deserve a clear process and prompt answers to your questions. Our team starts with an in-depth understanding of your immediate financial needs and long-term goals. 

We are here to assist you through the process with timely communication from application to loan closing.

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Strength, Stability & Service

At Sierra Pacific Mortgage, not only are we one of the nation's largest private lenders, we're exclusively focused on mortgage lending. What does that mean for you? Prompt, accurate answers to all of your questions. A wide range of options to choose the right loan for your financial needs. And mortgage professionals who will work with you throughout the loan approval process to buy your first home, build an addition, or retire in style.

We've helped homeowners finance their American dream of homeownership for more than three decades—and we truly hope that you'll be next.

Your goals are our goals, whether it’s buying your first home, remodeling an older home, or getting cash out for retirement—and we’ll always make it a priority that your loan meets your short-term and long-term financial needs.

From the moment you start an application to the day your loan closes and beyond, you can depend on Sierra Pacific Mortgage to be on your side. We're here to help!


Over 97% of Our Customers Would Refer Friends & Family


Over 30 Years in The Mortgage Industry


Top 25 Mortgage Company in America

Get Your Home Loan from One of Our Mortgage Professionals…Close to Home

For more than three decades, Sierra Pacific Mortgage has provided high-quality mortgage lending services across the United States. In the process, we've helped tens of thousands of customers just like you achieve their dreams: purchasing new homes and vacation homes, refinancing and consolidating debt, and positioning themselves for retirement.

Getting a home loan with Sierra Pacific Mortgage isn't just a transaction—we consider you part of the family. If you'd like to hear more about how our application process works or the friendly, personal experts who can answer your questions and find the right loan for you, take a moment to watch one of our videos.