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Web Accessibility Statement

Good faith efforts have been made to ensure that our site complies with Federal and New York state standards on website accessibility and with Web Content Accessibility Guidelines 2.0, set forth by the World Wide Web Consortium to the best of our technical ability. If you are unable to access any pages on our site, please contact us toll free at 800-447-3386 or compliance@spmc.com with information on the portions of the website that are inaccessible to you. Please provide your name, telephone number, and email address so that we may contact you to provide our information in another format.

  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
  • Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386

Sierra Pacific Mortgage

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Expert loan officers with a personal touch

Whether you're buying a new home, refinancing an existing loan, or consolidating debt, our loan officers have just one goal: to understand your needs and make the mortgage process as simple, fast, and easy as possible.

Every step of the way, you'll be treated with the perfect combination of personal attention and professionalism.

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Plenty of options...Take advantage

Home loans aren't a one-size-fits-all situation, so working with Sierra Pacific Mortgage gives you access to the options that best fit your needs today and in the future.

Plus, you can always count on competitive rates that save you time and money—since we underwrite, process, and fund our own loans.

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Start your home loan...Today

In addition to the best mortgage rates, you deserve a clear process and prompt answers to your questions. Our team starts with an in-depth understanding of your immediate financial needs and long-term goals. 

We are here to assist you through the process with timely communication from application to loan closing.

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Strength, Stability & Service

At Sierra Pacific Mortgage, not only are we one of the nation's largest private lenders, we're exclusively focused on mortgage lending. What does that mean for you? Prompt, accurate answers to all of your questions. A wide range of options to choose the right loan for your financial needs. And mortgage professionals who will work with you throughout the loan approval process to buy your first home, build an addition, or retire in style.

We've helped homeowners finance their American dream of homeownership for more than three decades—and we truly hope that you'll be next.

Your goals are our goals, whether it’s buying your first home, remodeling an older home, or getting cash out for retirement—and we’ll always make it a priority that your loan meets your short-term and long-term financial needs.

From the moment you start an application to the day your loan closes and beyond, you can depend on Sierra Pacific Mortgage to be on your side. We're here to help!

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Over 97% of Our Customers Would Refer Friends & Family

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Over 30 Years in The Mortgage Industry

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Top 25 Mortgage Company in America

Ready, Set…Go! The Sierra Pacific Mobile App, SPM GO! is Now Available.

Sierra Pacific announces the launch of The Sierra Pacific Mortgage app - SPM GO! – a digital platform that puts consumers in charge of their home loan application process. The functionality of the Sierra Pacific Mortgage app is designed for speed, simplicity, and transparency without sacrificing security.

With SPM GO! you will be able to complete a loan application on your mobile devices through an app for Apple or Android. We do the hard work. Your part is easy.

Check out all the great features here.