Call: 1-800-447-3386

This was the best loan experience I have ever had with a lender. Going on our 4th home loan, and all my previous experiences were horrible. But, Franco and his staff at Sierra Pacific are hands down the best I have ever worked with. Answered every call promptly, and efficiently,closed our loan in record time. I would highly recommend Franco at Sierra Pacific to anyone who is in need of a home loan. Franco, and Liz are the best!!!!!!


Linda J.

Sierra Pacific Mortgage helped me immensely. Working over the phone and email, I was surprised how easy it was to refi. Things moved very fast, and since then I have recommended them to others, and I know that they have been as happy as I was with the process and the end result. My rate was excellent, and I believe the costs were competitive. The most important thing is that they were able to get it done… in the past I tried with other lenders it was slow and stalled. I should say that I don’t live in San Diego, but was referred to Sierra Pacific to do business with them.

Robert M.W

Working with Serra Pacific Mortgage Company for my home loan was very easy and uncomplicated. We had a VA backed loan which they worked with 100% & were extremely knowledgable . They were lighting fast with our closing while explaining and educating us along the way. If I were ever to purchase a home again, SPM would be my first stop.

Lori and Carl S.

I just wanted to take a moment to say, "Thank You," for the service I received through the team at Sierra Pacific Mortgage, it was nothing less than OUTSTANDING! I enjoyed working Franco and Lizz through this difficult process because they are extremely friendly and knowledgeable. They go above and beyond to ensure their service has a personal touch. This team gives me faith that customer service is still alive and kicking, which is a rare commodity these days. Buying a house is a huge stress in this market today. So you want a team that will work for you, answer all those tough questions and guide you when making those tough decisions.

I m very happy I chose you!


My wife and I were first-time homebuyers and we were very impressed with how easy our loan process was. With all of the horror stories you hear about how difficult and confusing the mortgage process can be, we couldn’t believe how simple and fast ours was. We had docs 16 days into our 30 day escrow. Even our realtor said he has never seen anything like the experience Sierra Pacific Mortgage was able to provide. Ryan Engh went above and beyond, making sure he thoroughly explained every step to us.

Tyler M.

Adam Kain is a great loan officer. He was very knowledgeable and helped me to get the best rate possible. He kept in constant communication through the entire loan process, and answered any questions I had along the way. This was by far the easiest and quickest re-finance I have ever done. I highly recommend him!


We had great service from Sierra Pacific when buying our house in Tahoe. We’re not locals and so needed a lot of help with the financing details. We got this help and much more from Steve Peterson. He kept us in the loop, kept track of rates to look for the best lock-in time for us, given some strange constraints that had arisen, and all in all kept us from going crazy throughout the process. Thanks!

Rich H.

Mark at Sierra Pacific Mortgage assisted me with the purchase of my new and first home. Needless to say, I was clueless as to what steps to take, what would transpire, and extremely stressed... Mark helped me through this entire process and made everything as simple as possible. He explained everything thoroughly and made this experience as stress free as it could be! I love my new home and would recommend Mark to anyone!

Robert B.

When it came time to purchase a home in the Sacramento area, Justin Johnson was and will always be our first choice. He is very knowledgeable in VA and FHA loans. In fact, it took us a while to make a decision on what type of loan (FHA vs VA) to use. Justin was straight forward in explaining the different characteristics for each loan, as well as the difference in the mortgage processes as they applied to our specific transaction. We also used Justin’s services to refinance our mortgage. He locked us in at a great rate, which is saving us more than $300 a month! Justin was also the one that recommended we do the refinance. Don’t get me wrong, Justin is not pushy (we wouldn’t work with him if he were pushy), but he knows his job and the market and notified us, personally, to take advantage of the savings. Shortly after the refinance, the interest rates spiked. We knew for 100% certainty that our recent refinance was the right choice. We simply cannot say enough good things about Justin.

We thank you, Justin, for your hard work, your dedication and for pointing out the opportunity for my family to save money..

Mark and Karen

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@ Sierra Pacific Mortgage Company Inc. All Rights Reserved. | Company NMLS #1788 Accredited Business         Equal Housing Lender

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