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Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
Joe Kramer

Joe Kramer

Retail Sales Manager / Loan Officer
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About Joe

My name is Joe Kramer and I have been a Mortgage Banker in Orange County since 1991. I have closed over 3,000 loans in my career. This experience has allowed me to provide a trouble free process for my clients in the ever changing mortgage environment. I strongly feel the Mortgage Industry is not about Loans & Real Estate. It is about building and maintaining relationships. My goal is to be your Lender for life. I value all my Relationships. My top priority during the loan process is to exceed your expectations so, you will want to refer me to your friends and family. My specialty is what I like to call, Mortgage Planning. This is simply determining your future Goals & Dreams and giving you a plan to accomplish those Dreams. Your Dream may be to own a home on the beach, acquire investment property, or purchase your first property. I am here to help you with all of your dreams!

20 Corporate Park, Suite 260
20 Corporate Park,
Suite 260,
Irvine, CA 92606


Joe was wonderful to work with, answered questions timely and explained the process so we felt comfortable with what we were doing.  We can't thank Joe enough for being so professional and great to work with!

Daniel H.

Joe Kramer and his team are very Professional, efficient, on time, ethical and they sought out to help us through the entire process. Very grateful! Highly Recommend!

David H.

Thank you for everything! We are so happy with our new home and the work you all put into making this happen! 

Alexa G.

Joe is professional, courteous, and most importantly knowledgeable about the products he is selling.

Andrew H.

Joe was very professional and a pleasure to work with. He was on top of the whole process and I believe he truly was seeking for my best interests.

Steven F.
Licensing Information :
Sierra Pacific Mortgage Services, Inc., Licensed in Arizona under License No. 0905006. Licensed in California by the Department of Business Oversight under the Residential Mortgage Lending Act 417-0015. Regulated in Colorado by the Division of Real Estate 1788 and Supervised Lender License 988320. Licensed in Tennessee 109426. Not Licensed in the State of New York.