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Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
About Carol

As a Sierra Pacific Mortgage Loan Officer, I am dedicated to helping my clients find the perfect loan tailored to their unique financial needs. Whether you are purchasing your dream home, refinancing or consolidating debt, I can help you find the right loan program at a competitive interest rate.


Carol was great to work with. She made the entire process so easy for me, no stress at all. Would recommend her and use her for future needs. Thank you Carol!!

Cynthia K.

Mrs. Ruiz was very pleasant to work with. This was our first time working with Mrs. Ruiz and I can say we would be more than happy to use her again in the future. She was very professional and we never felt rushed or hassled. 

Eduardo R.

Carol is very dedicated, answered all my questions, even after business hours. Clearly, very devoted to customer satisfaction. Thanks Carol!

Eva O.
200 New Stine Road, Suite 115
200 New Stine Road,
Suite 115,
Bakersfield, CA 93309
Licensing Information :
Sierra Pacific Mortgage Company, Inc. dba CORNERSTONE MORTGAGE. Licensed in California by the Department of Business Oversight under the Residential Mortgage Lending Act 417-0015. Not Licensed in the State of New York.