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Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
Nichole Curtis

Nichole Curtis

Loan Officer
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About Nichole

Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships, and helping my customers achieve their home financing goals, its not just a transaction.

As your confident mortgage professional, I take a consultative approach to the home loan process by customizing each home financing solution to my customer. Its important to me to tailor the mortgage to their unique financial needs.

Whether you are purchasing your dream home, refinancing your current residence or investing in additional property, I can help you find the right loan program for you. Contact me today.

119 W Washington Street
119 W Washington Street,
Charles Town, WV 25414


Nichole exceeded every single expectation I had going into purchasing my first home. When talking about taking out my first mortgage, I was as nervous as one can be. Nichole went through the entire process with me and really made me feel comfortable with my purchase. She was always there when I needed her, she immediately replied to every message I sent her, she is incredibly professional, and extremely knowledgable. She always made sure I was up to date every step of the way. I couldn't have completed my home purchase without her! Thank you so much Nichole, and if you are reading this review and looking for a loan officer...CALL NICHOLE ASAP!!!

Ed H.

Nichole is always eager to help her clients and their individual needs. She is proactive to make sure things run smoothly. She is always willing to help and she is very responsive. I never hesitate to refer Nichole to my clients for all their mortgage needs.

Michelle B.

I had the genuine pleasure of working with Nichole Curtis in support of my mortgage refinancing needs. Her unwavering work ethic was invaluable to this experience, and she proved time and time again that she was willing to go above and beyond in order to deliver a customized solution based on my family’s specific needs. I was beyond impressed by her client-centric approach and the inherent commitment she holds for customer satisfaction. Through each and every engagement, Nichole exuded positive energy and an unwavering “can do” attitude that was both comforting and inspiring. At the drop of a hat, she would make herself available to offer any support or insight that we requested of her; whether or not this fell within her direct realm of responsibility. This provided for an invaluable experience for me and my family, particularly when dealing with such a profound life decision.

Whether you're a first-time home buyer or looking to refinance an existing loan, I wholeheartedly and emphatically endorse Nichole for the passionately dedicated Mortgage Loan Originator that she proved herself to be. In my humble opinion, it would be a disservice to take on this monumental an effort without first exploring the potential to work with such an amazing partner and mortgage professional!

Omar E.

One of the most important things I've learned when buying a home is you have to trust your lender. That was incredibly easy for my husband and I because we were lucky enough to have Nichole Curtis. Before we were introduced to Nichole, my husband and I lost quite a bit of home buying time dealing with lenders who seemed to just want to get us off the phone and our paperwork turned in so they could go about their weeks. But with Nichole It was nothing like that. She truly cared. She made sure we understood everything that was going on with our loan process. She had no problems staying on the phone with me until every single question was answered and then sending an email re explaining things. That takes incredible patience. She would call just to check on us knowing the final approval process can be long, she never wanted to keep us in the dark or anxiously waiting. And honestly the whole thing was done so quickly my husband and I had no time to be worried or stressed. Nichole is the lender that will drop what she's doing to make sure you know what you're doing when you buy a home and the type of lender every first homebuyer and even experienced buyers need to go to, because she actually cares! THANK YOU FOR GETTING MY FAMILY INTO OUR FIRST HOME NICHOLE!!

Licensing Information :
Licensed in Maryland 16329. Licensed in Virginia MC-5275. Licensed in West Virginia ML23414 and MB23413. Not Licensed in the State of New York.