Michael Brosmith
Retail Branch Manager
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About Michael

Michael surpasses his clients expectations by bringing close to 15 years lending experience to each transaction. Continually building his Client for Life referral base and strong commitment to expanding his industry knowledge allows Mike to find the right loan for each of his clients needs. As a visionary Retail Branch Manager, Mike leads his team to surpass each clients expectations from start to finish of each loan transaction through clear communication, education of the various loan options, and outstanding customer service. Whether you are purchasing your dream home, refinancing or consolidating debt, Michael can help you find the right loan program at a competitive interest rate.

6736 Falls Of Neuse Rd., Ste. 120
6736 Falls Of Neuse Rd.,
Ste. 120,
Raleigh, NC 27615


My wife and I have been working with Mike Brosmith since 2007 when we closed a mortgage loan for our home in North Carolina. CFL was introduced to us as “Client For Life” and truly Mike has fulfilled that promise. He assisted tremendously on our first closing making sure we met all the requirements to get the closing done within one month of the offer, which was a difficult commitment for other companies. He also assisted us in the refinancing at a later date. Even though we have not refinanced or had the need to close another mortgage after these 2 occasions, we have relied on Mike’s advice as a home mortgage finance professional. He was always accessible, prompt and never hesitant to answer questions at any level which helped us understand the market more.

Ani T.

Mike was phenomenal to work with! From the initial prequalification, to underwriting, to closing, Mike never missed a beat. He communicated promptly, efficiently, and was very detailed ensuring a smooth transaction with stellar customer service and on time closings. Outside of the development partnership, I also referred my clients to Mike as I knew they would be given professional advise and I trusted him to provide my clients with his mortgage products.

Michelle P.

Mike and I have known each other for 10 years and have been working together with buyers and sellers for the same amount of time. We have had many transactions together even if we have not had the same clients. Mike completely takes care of our mutual clients and he is always the first one I think of to refer because it makes my job easier. I never have to worry about my client getting upset by not being updated and asks for all documents early so that nothing is missed through the transaction and gives my client the time to look for everything they need at their convenience and are not rushed. When I am on the listing side of the deal I feel great comfort when I receive offers that are accompanied by a pre-qualification from Mike. I know when I see his name that my sellers don’t have to worry about a deal falling through because of financing. Which happens way too much these days. I have been told from attorney’s as well that it makes their job easier too knowing that Mike is
on the other side.

Josh M.

I worked with Michael Brosmith on a mortgage loan in 2007, when it seems many in the field were being swamped with people looking to refinance.

Despite the volume someone with Michael’s strong reputation attracted, we always got the information and service we needed to close on time. What I liked about dealing with Michael was you weren’t going to hear just what you wanted to hear for the loan you first contacted him about – he was going to tell you the up and downside of that loan and then compare it to your other options, some of which we weren’t even aware.

If you need to hear from him, he’s going to get back to you promptly and you’re going to be very happy you chose him to work with, by the time it’s all sealed up and delivered. I’d highly recommend Michael to anyone – you’ll be extremely satisfied.

Bob B.

I have known Michael Brosmith for over 5 years when Mike originated my home loan. I was so impressed with Mike's professionalism, his competitive mortgage rates and his commitment to service that I began referring my clients to Mike for all of their mortgage needs.

Mike has always done an excellent job even with the most difficult of cases. There were times I didn't think a loan was possible but Mike's tenacity overcame all objections and was able to get the loans closed and on time!

Mike has always been punctual, accessible and very clear in all communications and because of my past experience with Mike and his outstanding credibility, I would highly recommend Mike.

Chris R.

I recently purchased a house in 2017 and was looking to get a portion of it refinanced. I was referred to Michael Brosmith by my financial advisor and am very pleased with that suggestion. Michael had great suggestions as to what my options were and what lender programs were available.

The entire process went along without a hitch as I was kept informed during the entire process. We ended up closing on the loan within the time frame Michael had originally stated and there were no unexpected surprises at the closing table.

I never had a problem getting in touch with Michael, and usually, he called me first to inform me of the loan progress and to let me know of information and documents that were needed from me. The entire process was as effortless and pleasurable an experience as procuring a loan can be. I would unconditionally recommend Michael Brosmith to anyone seeking a mortgage loan.

Dave J.

Personally and professionally, Michael Brosmith is superb! He has completed three closings for me; all were accomplished on time and with absolutely no issues! His care and concern for his clients, his attention to all details, and his determination to secure the absolute best option for his client are extraordinary! He communicates most effectively – providing clear and concise information that answers my questions before I even ask them. He is readily accessible and will definitely go the extra mile to close each transaction in the
best way possible.

I wholeheartedly trust and admire Mike and his work. He steadfastly exceeds my expectations. I profusely recommend him with highest regards. On a scale of 1 to 5, I submit that he deserves a 10. I have always been extremely satisfied.

Joyce E.

Mike was always available to ask questions. He walked me through the process and for a first time buyer, that was a great comfort.

Diana T.

Mike Brosmith is the best. I love dealing with Mike, because he always explained to me in detail about my loan, and I like Sierra Pacific Mortgage. Thanks

Cheng T.

I will greatly miss Michael Brosmith in our marketplace. I am a REALTOR in the Greensboro area and over my 40 years I have worked with some really good mortgage bankers and some absolutely horrid ones. Michael is one of the great ones. I could always breathe a sigh of relief when a client agreed to work with Michael or whether a buyers' agent was working with him on a cross sale when I was the listing agent. In the 18+ years I have workers with Michael, he was always thorough, prompt, and communicated efficiently with me, at least weekly. He is one of the few lenders that understands we are on the same team and we need to keep the client as comfortable and calm during the transaction as we can. I think we both share the skill of minimizing the concerns even when some situations are pretty dicey, and that skill only increases with experience and knowledge. It's easy to see why he has built his business with "clients for life"! I am definitely keeping his contact info on my phone!

Sharon D.

Licensing Information :

Licensed in Florida MLD219. Licensed in North Carolina L-127865. Not Licensed in the State of New York.