Judi Gavia
Sr. Mortgage Specialist
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About Judi

Judi Gavia is a 25 year veteran in Mortgage Lending, having assisted hundreds of borrowers obtain their dream of home ownership. She has built a solid reputation in the industry as tirelessly representing the needs of her clients by always going the extra mile to reflect the importance of every loan transaction.

Judi recognizes that you have many options in mortgage lending and works hard to earn the trust of the clients she serves. Finding the right loan for your needs is paramount in all that she does and following through on her commitments is what makes her stand out from the mortgage lending crowd. Whether it's a purchase, a refinance or you have questions about the process, get in touch with Judi.

Contact Judi today for all of your real estate financing needs. Promises Made, Promises Kept!

BRE# 00799790

1180 Iron Point Road, Ste. 240
1180 Iron Point Road,
Ste. 240,
Folsom, CA 95630


A close friend of mine recommended that I ask Judi for help, as I was having issues with a lender I was working with on the purchase of my home, and I'm so glad I did! From the moment I called Judi she has been spectacular. I gave her all of my info and in no time she had my pre-approval sent to everyone so that we could move forward with buying our new home. Throughout the process, Judi was 100% on top of everything, even answering her phone late in the evening just to answer a few questions. We are so thankful with how smooth she made this process for us, she is an absolute professional and I would highly recommend her to anyone looking for help with the financing to buy a new home.

Andrew P

I would most definitely recommend Judi to anyone needing a mortgage loan and will surely use her again. She made it so easy and was so efficient.

Fred S.

Judi Gavia performed an excellent job fulfilling my mortgage refinance needs. I would highly recommend her services to my friends and family. Thank You Judi.

William E.

I have worked with Judi for the past 5 years. She is an experienced and tireless lending professional. Her strength lies in her problem solving skills as she will always present many options to buyers, particularly when challenges arise. Her upfront work benefits both us, the real estate professionals, and her clients as her files go into underwriting ready for a smoothe and quick approval. I recommend Judi Gavia to anyone looking for a top performing lender to take their business to the next level.

Pearl H.

Licensing Information :

Licensed in California by the Department of Business Oversight under the Residential Mortgage Lending Act 417-0015. Licensed in Nevada 3268. We provide mortgage lending and brokering services. Licensed in Oregon under License # ML-460. Not Licensed in the State of New York.