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Sierra Pacific Mortgage Company Inc. NMLS #1788 Toll Free 800-447-3386
Josh Tapp

Josh Tapp

Loan Officer
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About Josh

Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships, and helping my customers achieve their home financing goals, its not just a transaction.

As your confident mortgage professional, I take a consultative approach to the home loan process by customizing each home financing solution to my customer. Its important to me to tailor the mortgage to their unique financial needs.

Whether you are purchasing your dream home, refinancing your current residence or investing in additional property, I can help you find the right loan program for you. Contact me today.

5330 Primrose Drive, Suite 225
5330 Primrose Drive,
Suite 225,
Fair Oaks, CA 95628


Josh provided high quality service. going above and beyond to help us with our refinance. He communicated with us each step of the way and spent significant time looking at different options to find the best solution for us. I highly recommend using Sierra Pacific Mortgage and requesting reaching out to Josh Tapp if you are interested in buying or refinancing your home.

Cletus P.

I could not have asked for a better company and employees to work with for buying our first home . I worked with josh who was fabulous talked us through the whole process and kept us informed the whole time. I would highly suggest you work with them to buy or refinance your home !

Emily L.

I heard about Josh through a very good friend of mine, who also is a realtor. I was curious about rates, and after a quick talk with Josh, we determined that it was a great time to refi. The next few weeks were filled with updates, expertise, and professional guidance from Josh. Things were simple and explained thoroughly. I would recommedn Josh and co. for a refi any day. 

Fabi S.

I highly recommend this company. Our Mortgage Loan Originator was Josh Tapp and he was there with us every step of the way. He answered all my questions even if I have already asked them before. He made this process very stress free and I hope to do business with them in the future. 

Jenne W.

Joshua Tapp was amazing to work with and I highly recommend him!

Joshua H.

I recently purchased my first home. The whole process went very smoothly and Josh helped keep us updated and on track the whole time. With the exception of the normal nerves and pains of buying a home, the whole process was easy and totally painless! Couldn't have asked for a better first home buying experience! 

Megan A.

Josh Tapp was not only AMAZING but patient and kind. He reviewed my financials, offered suggestions and answered all my questions without hesitation. I knew I was in good hands when he told me that if, "The numbers don't make sense we won't move forward." Josh kept me informed the entire process of my refinance and in several short weeks it was complete. Sweet and simple with no drama. Can't ask for a better outcome. 

Colleen J.

My wife and I were recently looking to refinance our home and we wanted to find someone to help us with that. We made an appointment to meet with Josh because he was highly recommended, and after working with him it is easy to understand why.

With so many options available, it's important to find the right person to help with your financial needs. Josh is that person. He always greets you with a warm smile. He's motivated to secure you the best deal possible, and he truly cares about his clients. There's no need to spend any more time looking, Josh will take great care of you and your family. I know because he did the best job for mine.

Allison L.

Josh was a pleasure to work with. He made the refinance process painless and smooth.

Brian G.

Josh Tapp was amazing to work with!! He made things flow so easily and is always positive. He woul answer questions and emails in timely manner which is very important when you are anxious about the process!! I would recommend him to anyone!!

Julie K.

My husband and I had a wonderful experience working with Josh Tapp with Sierra Pacific Mortgage in refinancing our home. From beginning to end, he was informative, extremely thorough and attentive to our financial needs, all the while making sure that we were getting the best deal possible. This was our first experience working with Josh and we would highly recommend Josh and his company to anyone.

Monica G.

Josh Tapp is an outstanding individual. A great communicator and a true professional. We were extremely pleased with the entire process and highly recommend Josh.

Robert J.

Josh and the team really strove to get our 21 day escrow closed in a timely manner, even after some last minute funding changes arose, they worked extra hard and made sure it all went through! Thanks guys!

Joseph S.

We decided to refinance our house. We started with another mortgage broker and we were so lost and confused. We decided to switch and try out Josh Tapp. He explained the process every step of the way and we knew exactly what to expect. We'd recommend him to anyone looking to refinance. 

Amy G.

Josh was amazing to work with! he made the process of buying a house stress free. He was always quick to respond and everything went incredibly smoothly. Thank you for all your help! 

Christina O.

We had a great experience with Josh at Mortgage Bankers. Our refinance was done quickly and with no problems. Going to save us a bunch of money.

Steve J.

We went with Sierra Pacific Mortgage Company six years ago when first purchasing our home. When it was time to refinance, we chose to go through Sierra Pacific again. We worked with Joshua Tapp and he was amazing! He was flexible with my husbands busy schedule and spent time with us talking about our dreams and gathering information about our financial goals. He was incredible! He kept us up to date with the progress of our refinance, was up front with all the costs and was so much to work with! If you just want to see what options are out there for your financial goals, I highly recommend Joshua Tapp and the Sierra Pacific Mortgage Company.

Kristina G.

This company is great!!! Digital processing made simple, friendly attitude, great communications and just a wonderful experience.

Mr. Jones

Josh Tapp, thank you so very much for your expertise with my home refinance. Josh provided me with honest reliable information and was organized, thorough, professional, and kind. Josh took the time to find out what my objective was and he delivered. Josh you are "AMAZING"! 

Tanya T.
Licensing Information :
Sierra Pacific Mortgage Company, Inc. dba MORTGAGE BANKERS ACCEPTANCE COMPANY. Licensed in California by the Department of Business Oversight under the Residential Mortgage Lending Act 417-0015. Not Licensed in the State of New York.