Leadership at Sierra Pacific Mortgage
President and Chief Executive Officer
As President and Chief Executive Officer of Sierra Pacific Mortgage, Jim Coffrini oversees all company operations with his clear vision and well defined strategies. Jim's entrepreneurial approach and his 30+ years of experience in the Mortgage Banking industry has helped him to implement his vision to be a leading national mortgage banking company, delivering quality products and superior service to its customers.
Jim started the company in 1986 and since inception he has focused on three core values; operational excellence, technology, and innovative products. By adhering to these tenets, Sierra Pacific Mortgage Continues to grow and is recognized as a responsible lender committed to meeting the expectations of clients and customers alike.
Chief Operating Officer
As the Chief Operating Officer, Gary oversees Risk, Operations and Information Technology. Gary brings to this role over 30 years of mortgage industry knowledge. Beginning his career as a loan originator and then expanding into construction lending, secondary marketing, compliance and then bringing it all together with banking operations expertise, gives Gary the well rounded lending experience needed to help drive our corporate goals.
Gary was awarded the designation of Certified Mortgage Banker by the Mortgage Bankers Association in 2006 and is one of only 1,500 employed in the industry to hold this prestigious designation. Gary and his team at Sierra Pacific Mortgage continue to successfully grow our national lending framework.
Chief Information Officer
As Chief Information Officer, Jim oversees all aspects of information technology systems supporting Sierra Pacific business channels, in addition to enterprise applications and systems for all corporate processes.
Jim has over 25 years of experience in business management, with 15 years of experience managing complex projects. Certified by PMI as a Project Management Professional since 2001, Jim is particularly strong in managing information technology projects with a unique ability to apply business savvy to technical projects in order to formulate strategic solutions.
Chief Financial Officer
Curtis possesses over 30 years of experience in diverse accounting, finance, lending, audit, tax and SEC-related engagements. As Chief Financial Officer, he oversees the financial and investor reporting, budgeting, cash management, warehouse lending, and human resource and loan servicing functions.
Curtis graduated from UC Berkeley, earning a Bachelor of Science degree in Business Administration, with concentrations in Accounting and Finance. He has also completed Levels I and II of the School of Mortgage Banking. Curtis has served on the Board of the Sacramento Ballet as its Treasurer, was past President of the local chapter of the Financial Managers’ Society and a church organization, and has been involved in other many community organizations.
Chief Production Officer
As Sierra Pacific’s Chief Production Officer, Jay is responsible for increasing the company’s national presence in all Production channels. A career mortgage banker, his background includes key executive leadership roles combined with an impressive list of accomplishments.
Currently, he is creating and implementing strategies for growing Sierra Pacific’s market share for the Retail, Wholesale, Consumer Direct and Correspondent divisions. Previously, Jay has spent over 20 years in the financial industry, Most recently as Senior Vice President of Retail Lending with Sierra Pacific, managing the Retail, Consumer Direct and Builder Divisions. He also served as Executive Vice President Joint Ventures at Stearns Lending, Senior Vice President Sales Development Stearns Lending, and has worked in several different roles at Wells Fargo Home Mortgage, Greenpoint Financial, Barclays Global Investors, and E-Trade Financial.
As a former top originator, branch manager, and account executive, Jay’s passion for creating a collaborative internal culture empowers him to provide innovative marketing, technology and sales tools to hundreds of Sierra Pacific originators across the nation.
Chief Compliance Officer
As Sierra Pacific’s Chief Compliance Officer, Vicki is responsible for regulatory compliance, licensing, complaints, compliance training and vendor management activities. Vicki has over 30 years of experience in the mortgage banking and consumer lending industries.
Vicki is a high impact, high energy manager that most recently served as President of Affiliated Consulting Services. Her experience includes Chief Operating Officer for both Pacific Union Financial and Residential Bancorp. In addition, she served as V.P. of Compliance for Alterra Home Loans and Operations Advisors/Flagstar Bank. Prior to moving to northern California, she served as Vice President of Long Beach Mortgage, and Director of Compliance at Morgan Stanley Credit Corp. in the suburbs of Chicago.
Vicki plans to bring an innovative and operational approach to Sierra Pacific by building a world class compliance management system. It will seamlessly and systemically support compliance to protect consumers, investors, employees, and shareholders.
Vice President – Capital Markets
As Vice President of Capital Markets, Lonnie oversees pricing, hedging, servicing retention, investor relations, product development and post-closing. Lonnie is a veteran in the Mortgage Banking industry with more than 30 years of experience.
Prior to joining Sierra Pacific, Lonnie spent nearly 25 years in Capital Markets managing portfolio lending, private securitizations and independent mortgage bankers. His additional included a number of years focused in retail lending for residential and small commercial.
Executive Vice President – Third Party Origination
As the Executive Vice President of TPO, Amy leads all facets of our Third Party Originations channel. Amy joined Sierra Pacific Mortgage in 2019 with an impressive track record of success in implementing origination platforms, building successful brands and exponentially growing market share for national firms in Third Party Origination.
Amy received the “2018 Women of Influence” award from HousingWire. She is a skilled strategist and is widely known throughout the industry as a visionary leader and a problem solver with an acute attention to the details. She is an innovator with a questioning mindset of “why not” and is passionate about transforming the experience for all within the mortgage ecosystem.
Sierra Pacific has a strong legacy in TPO and Amy’s leadership will position the organization to accelerate growth and achieve great new milestones.
SVP of National Operations
Susan Roy is responsible for the strategic direction and management of Sierra Pacific's Retail, Wholesale, Correspondent and Consumer Direct operational, credit risk and mortgage underwriting practices. Susan comes to Sierra Pacific with thirty years of experience in mortgage banking including underwriting, and both retail and wholesale operations
Susan was previously head of National Operations at Pinnacle Capital Mortgage and Vice President of National Wholesale and Western Retail Operations & Underwriting at Finance of America. Susan also previously worked at Sierra Pacific from 2001 – 2007 as a Senior Government Underwriter.
National Underwriting Manager
Rick Bargioni will oversee all aspects of credit underwriting for Sierra focusing on credit risk as well as underwriter training and development.
Rick’s goal is to continuously promote an environment of open communication and mutual support in each Regional Operations Center. This includes strategies to improve borrowers' experiences - from first-time buyers to owners of luxury homes and investment properties. He is equally dedicated to supporting other parties associated with each lending transaction, including insurance providers, title agents and shipping associates.