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The Sierra Pacific Mortgage sign on the building.

Leadership at Sierra Pacific Mortgage

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Jim Coffrini

President and Chief Executive Officer

As President and Chief Executive Officer of Sierra Pacific Mortgage, Jim Coffrini oversees all company operations with his clear vision and well-defined strategies. Jim's entrepreneurial approach and 30+ years of experience in the mortgage banking industry have helped him achieve his vision of creating a leading national mortgage banking company that delivers quality products and superior service to its customers.

Jim started the company in 1986, and since its inception, he has focused on three core values: operational excellence, technology, and innovative products. By adhering to these tenets, Sierra Pacific Mortgage continues to grow and is recognized as a responsible lender committed to meeting the expectations of clients and customers alike.

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Gary Clark

Chief Operating Officer

As the Chief Operating Officer, Gary oversees Risk, Operations and Information Technology. Gary brings to this role over 30 years of mortgage industry knowledge. Beginning his career as a loan originator and then expanding into construction lending, secondary marketing, and compliance, and then bringing it all together with banking operations expertise, Gary has the well-rounded lending experience needed to help drive our corporate goals.

Gary was awarded the designation of Certified Mortgage Banker by the Mortgage Bankers Association in 2006 and is one of only 1,500 employed in the industry to hold this prestigious designation. Gary and his team at Sierra Pacific Mortgage continue to successfully grow our national lending framework.

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Jay Promisco

Chief Production Officer

As Sierra Pacific’s Chief Production Officer, Jay is responsible for increasing the company’s national presence in all Production channels. A career mortgage banker, his background includes key executive leadership roles combined with an impressive list of accomplishments.

Currently, he is creating and implementing strategies for growing Sierra Pacific’s market share for the Retail, Wholesale, and Consumer Direct divisions. Jay has spent over 20 years in the financial industry, most recently as Senior Vice President of Retail Lending with Sierra Pacific, managing the Retail, Consumer Direct and Builder Divisions. He also served as Executive Vice President Joint Ventures at Stearns Lending and Senior Vice President Sales Development at Stearns Lending. He has worked in several different roles at Wells Fargo Home Mortgage, Greenpoint Financial, Barclays Global Investors, and E-Trade Financial.

As a former top originator, branch manager, and account executive, Jay’s passion for creating a collaborative internal culture empowers him to provide innovative marketing, technology and sales tools to hundreds of Sierra Pacific originators across the nation.

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Joseph Moran

Chief Compliance Officer

Joe brings an impressive 25 years of leadership experience in the banking and financial services industry. He has a deep knowledge of the regulatory issues surrounding mortgage and consumer lending for both origination and servicing. In his new role, he will be responsible for compliance training, risk assessments, our overall Compliance Management System, and the facilitation of all regulatory examinations. 

Prior to joining Sierra Pacific, Joe was the Chief Compliance Officer and Chief Regulatory Counsel at Celebrity Home Loans. Joe received his BA in Political Science from the University of Washington in 1988, and his JD from the Gonzaga University School of Law in 1993.

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Jim Connell

Chief Information Officer

As Chief Information Officer, Jim oversees all aspects of information technology systems supporting Sierra Pacific business channels, in addition to enterprise applications and systems for all corporate processes. 

Jim has over 25 years of experience in business management, with 15 years of experience managing complex projects. Certified by PMI as a Project Management Professional since 2001, Jim is particularly strong in managing information technology projects with a unique ability to apply business savvy to technical projects in order to formulate strategic solutions.

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Curtis Dair

Chief Financial Officer

Curtis possesses over 30 years of experience in diverse accounting, finance, lending, audit, tax, and SEC-related engagements. As Chief Financial Officer, he oversees the financial and investor reporting, budgeting, cash management, warehouse lending, and human resource and loan servicing functions.

Curtis graduated from UC Berkeley, earning a Bachelor of Science degree in Business Administration, with concentrations in Accounting and Finance. He has also completed Levels I and II of the School of Mortgage Banking. Curtis has been involved in many community organizations, including Treasurer on the Board of the Sacramento Ballet, President of the local chapter of the Financial Managers’ Society, and President of a church organization, just to name a few.

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Lonnie Adams

Vice President – Capital Markets

As Vice President of Capital Markets, Lonnie oversees pricing, hedging, servicing retention, investor relations, product development and post-closing. Lonnie is a veteran in the mortgage banking industry with more than 30 years of experience.

Prior to joining Sierra Pacific, Lonnie spent nearly 25 years in capital markets managing portfolio lending, private securitizations and independent mortgage bankers. His additional experience includes a number of years focused on retail lending for residential and small commercial.

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Susan Roy

Executive Vice President – National Operations

Susan Roy is responsible for the strategic direction and management of Sierra Pacific's Retail, Wholesale, and Consumer Direct divisions’ operational, credit risk, and mortgage underwriting practices. Susan comes to Sierra Pacific with 30 years of experience in mortgage banking, including underwriting and both retail and wholesale operations.

Susan was previously head of National Operations at Pinnacle Capital Mortgage and Vice President of National Wholesale and Western Retail Operations & Underwriting at Finance of America. Susan also previously worked at Sierra Pacific from 2001 to 2007 as a Senior Government Underwriter.